Having your credit card stolen can be an extremely time consuming
and worrying event. Read our advice on what to do if your credit
card is stolen and how to best protect yourself against theft.
Losing anything valuable can be distressing and not
least of all losing or having your credit card(s) stolen.
However, by taking a few simple precautions you can
be prepared if this happens. First of all do not panic,
it is not the end of the world and you will usually
only be liable for up to £50 on any fraudulent
use of your credit card (unless you can be proven to
be liable, i.e. having your pin number with your credit
card when it was stolen). Report your lost or stolen
credit card immediately as once it is reported you are
not liable if the credit card is used without your permission.
Prior to reporting the lost or stolen credit card you
would be liable for up to a maximum of £50, unless
your card has been used without your permission to buy
something over the phone or internet as you may be covered
by your credit card, to find out more click
here. You should report your lost or stolen card
to the police and get a crime incident number which
is needed for insurance claims and also contact your
credit card company so that they can de-activate the
card and issue you with a replacement.
It
is a good idea to keep a copy of your credit card’s
emergency phone number to contact as soon as you realise
your credit card is lost or stolen. It also worth considering
a Card Protection Plan. A card protection plan will
enable you to cancel all cards and order replacements
with one simple phone call. This is extremely useful
if you possess lots of cards such as credit cards, store
cards, debit cards. Card Protection Plans also offer
other benefits such as emergency cash, replacement travel
tickets etc. Companies offering a Card Protection Plan
service are as follows:
The
Blue Card is an exciting mixture of basic
and advanced new features, including 1%
MoneyBack, permanently low Balance Transfer
rate, no annual fee, online Fraud Guarantee,
and a great low apr rate of just 18.9%.
Credit-cards-offers
rating-
Accucard
were fed-up with the rip-off, inflexible and
short term gimmicks credit cards on the market
offer today... so they decided to do something
about it! their approach to designing and managing
your credit card is unique in the market, just
like every Accucard they issue. While others
try to offer a tailored product, only Accucard
offers a true personalised credit card, with
rates starting from 9.9% APR.
Credit-cards-offers
rating-
In
the UK, Barclaycard has 8.4 million customers.
One in five UK credit cards is a Barclaycard.
Barclaycard can be used to pay for goods and
services in more than 22 million places in over
200 countries and to withdraw cash from over
600,000 ATMs and banks worldwide. Barclaycard
was set up in 1966 and was the UK's first credit
card. Barclaycard was the first and is the UK's
leading card services provider on the Internet.
More than 800,000 customers regularly use Barclaycard's
online account services. Rates from 11.9% APR